Tag Archives: trade12

How to Make Money the Fast and Sure Way?

600x4002

Whether you are a student or a working individual, there will always be times that you will be needing money unexpectedly. This article will focus on means where you can make quick money the moment you need it.
Read on to find out some guaranteed ways on how to get the extra money you need.

1. You can opt to work for extra hours.

If you have your full-time job but you still find it inadequate for your needs and getting a raise is unlikely for the time being, then one way is to ask permission from your manager or supervisor if you can work overtime. Adding extra hours to your normal working schedule can guarantee you additional income every pay day.

2. You can try babysitting jobs.

If you got nothing to do during weekends and you love dealing with kids, you can offer taking care of them when their parents are not around or are too busy to look after their young ones.

You already enjoyed playing with kids plus you have that extra money you need in your pocket.

3. You can try referral programs.

If you think you have a wide social network, you can use that to your advantage. There are actually professionals (i.e. real estate agents, car dealers, insurance agents) who will be happy if you become a referral source for them in exchange of compensation.

Now, go over your list of friends and see if you have enough convincing power to persuade them try your offers.

4. You can sell your photos online.

If you have exceptional and creative photography skills you might want to sell your photos online for a fee. There are several online photographs providers that you may contact and check if they want to buy your photos for their own use.

5. You can consider tutoring jobs.

If teaching is one of the things you are passionate about, you can always consider doing it as a way to earn extra money. It has always been expressed that when you love what you are doing, you would not actually feel burdened doing it. Hence, you get paid for doing something dear to your heart.

There are a wide range of school subjects that you can choose from such as English, Mathematics, or it can also be offering to help other people’s kids with their school projects and assignments.

Conclusion
Your ultimate goal in life must not revolve around making quick cash whenever you need it. If you think that your financial situation is in a bad shape it is advisable to look into the financial aspect of your life and start making a change. Moreover, aside from making little amount of extra cash when you need it, you can always dream of making money for the rest of your life. That is why investing your money is one great way of growing it and ensuring that you will have enough funds until retirement age.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

Advertisements

Why Diversifying Your Portfolio Matters?

600x4001

You probably have heard about the saying “do not put all of your eggs in one basket” because if you do, you would not have anything left when the basket falls. The concept of diversification has been a long topic in the field of investing. By now, you may already know the basic meaning of diversification and it is making a wise distribution of your investments over the different sectors of the market.

In this article, you are going to learn the utmost importance of diversifying your portfolio and why you should do it immediately.

Diversify to Soften Drawbacks

As you diversify your portfolio, you lessen your risk for market defeat especially when a particular sector is under-performing.  Asset allocation is a wise way to adapt to a changing market environment.

Since nobody can precisely predict the outcome of the market, diversification can be of help a lot to the investors and be able to survive even the most harsh market conditions. When the inevitable happens, your other investments can offset the losses.

Diversify to Maximize Returns

Aside from protecting the health of your portfolio, diversification also gives you the opportunity to maximize returns by investing in different areas that would have a different reaction to the current situation of the market. By allocating your investments among several different financial instruments, businesses and even categories, you are somewhat guaranteed against losses.

Diversify to Target Across the Board

This setup can be regarded as superior diversification. That is, diversifying your portfolio across the board. Normally, when investors diversify, they do it with several companies. But when you do across the board diversification, you target different types of industries.

The more your stocks become unconnected or unrelated with each other, the better and more advantageous it is for your portfolio.

Another across the board technique is diversifying among different asset classes (i.e. bonds and stocks, equity markets, etc.). When adverse events happen, such types of assets would react differently since you have a combination of asset classes. Just like what is expected, unpleasant movements in one class will be counterbalanced by the upbeat results from the others.

Diversify to Own More than Owning Just One

Another obvious reason why you should diversify is because it is better to own more stocks than just having one. Market experts suggest that optimal diversification is achieved when an investor owns at least 15 to 20 stocks expanded across several industries.

However, it is still important to apply proper risk tolerance to determine the right assortment of your own choice of assets.

Conclusion

Generally, market downturns and risks affect nearly every stock.  Diversification may not completely protect your portfolio from risks or even guarantee elimination of chances of a loss, but it can help an investor manage the risks and reduce the impact of market volatility.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

 

The Contrast Between Being Rich and Free

600x4001

Almost everyone is dying to have a job the moment they finish their studies. Traditional work hours range usually from eight to nine hours. The reason people work aside from being able to supply their personal needs and their family’s is to be able to save up for the future. However, when you ask people about the concept of being rich, a large number may associate the quality of being rich to being free. These are two different concepts and in this article you are going to see the difference of being rich from being free.

Road to Financial Freedom is Different

It is important to know that it does not necessarily mean that you have to be rich for you to become free. If you set your eyes on being rich, it does not automatically follow that you will become financially free.

People are inclined to believing that they need to work hard and do everything in order for them to become rich and be free.

You have to grasp the fact that these two are two different things and cannot be equal to each other. There are rich people but they are not considered as free. Yes, they do have wealth – but that wealth is something that can be exhausted easily once they stop working. The underlying reason for such situation is that they were not able to set it up properly.

Hence, the road to financial freedom differs from the road to riches. Each requires a whole different approach to be attained.

Active versus Passive Income

First, you have to know the meaning of these two terms. Active income refers to the income that a person receives after performing a particular task or giving a certain service. Common sources of active income are salaries, bonuses, and even the income of your business. On the other hand, passive income represents the earnings an individual gets from an enterprise, a property or a partnership where the person does not actively engage or is not actively participating in order to obtain profits.

For this reason, your sources of income must be proportionate to your goals. In order to accomplish your goals, you have to understand clearly your earning methods.

Financial Freedom is a Vehicle to Break Lose from Full-Time Working

Rich people have the money because they work. Once they stop working, they might find their funds insufficient to maintain their lifestyle for too long. The concept of financial freedom revolves around the thinking that you do not have to work any longer for you to receive income. Therefore, you need not to worry about money any longer.

Financial freedom is then regarded to be a lifestyle design. You have to design your life the way you desire to live it.

Conclusion

All individuals must aim to be free instead of becoming rich. The primary goal is to get more money coming in and that can happen by letting your assets work for you instead of working for money all throughout your life. By investing your money, your goal of becoming financially free can be a dream coming true.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

Trading Essentials: Knowing Your Trading Environment

600x4002

Generally, there are three types of market condition – the downtrend, uptrend, or ranging. Knowing the type of trading environment you are into is advantageous on your part, especially if you know the various tools and strategies you need to employ.

In this article, you are going to learn more about trading environments.

 Why is it necessary to know trading environments?

There are a number of reasons why knowing the trading environments matters. Here are a few of the known reasons:

  • It is vital to know the type of trading environment an investor is in since the technical analysis tools, systems and strategies that he or she would employ will greatly depend on the market environment. The different types of market require different techniques and the method you have used in one instance would not necessarily hold effective to another market.
  • If you are also trying to redeem yourself from a bad performance, it is advisable that you detach yourself first from trading and observe the market from afar. This one can help you focus on determining the kind of market environment and find out the right momentum for you to trade accordingly.

What are the indications that a trader considers the trading environment before making a move?

Trading is like going to war. The foolish trader always rushes without having a concrete plan. On the contrary, a wise trader would get adequate information about the present surroundings and the conditions and then strategizes on how to do the attacks in order to win the battle.

If you are able to do this, you may expect of the following results:

  • Be able to maximize the power of your system and take advantage of its profitability.
  • Be able to choose a trend-based strategy to be victorious in your trading goals.
  • Be able to trade without being fearful. It does not mean that you are overconfident, but it is more like being able to execute a trade since you are certain of your move and the kind of market you would like to conquer.
  • Be able to determine a number of opportunities since you know which techniques are appropriate to use and be able to figure out the precise indicators as needed by the situation.

Conclusion

Experts are saying that the most common mistake a trader would commit is that they are not aware of the type of environment they are trading in. For a trader to be successful in his or her trading endeavor, he or she must be able to identify this area to be able to take full advantage of the opportunities the market holds. A trader can spot these chances if he or she is able to determine the type of environment existing in that particular period.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

Ways to Avoid Lifestyle Inflation

 600x4001

Most people would dream of having a well-paid job and finances to be able to live a better life. Improving your earning potential allows you to stretch your budget on important things. However, more often than not, what happens is that when a person’s income increases so do their lifestyle. This concept is commonly known as lifestyle inflation. It means that when a person’s salary expands, their spending habits become greater, too.

In this article, you are going to learn on how to avoid lifestyle inflation and ensure that you are living within your means and that you are using the added money for significant things. Making plans on how to use the money to ensure financial security is an advantage.

  1. The best way to avoid something is to be conscious about it

As you transition from a phase where you have “enough” money to a period where you earn some “extra,” it gives you the feeling like you deserve to enjoy life for a moment. However, what happens is that such extends until a period where you find yourself struggling with your finances as you were not able to save up for what is essential.

The added amount on your paycheck must not be regarded as “fun” money but rather a means for you to be able to prepare for your future.

  1. The best way to avoid something is to scrutinize it thoroughly

When you receive a raise, you have to understand that you really cannot enjoy the whole amount added to your salary. This is because taxes take a toll on your money. You have to take the time to look into your budget and realize that the extra money does not necessarily mean that you can spend it on expensive items and dine outs.

  1. The best way to avoid something is to control it

If you want to protect the extra money you get from a salary raise, you have to transfer it to another savings account as soon as possible. If you only have a single bank account, it is advisable that you set up another one so you can be able to transfer your extra money into that account. This helps you avoid spending it on unnecessary things.

Another strategy is to set up your account automatically, wherein the excess money can be transferred after every pay period to your savings account without becoming hesitant of what you should do with your money every time.

  1. The best way to avoid something is to have a clear goal in mind

Failing to create clear personal objectives lures you to spending the extra money on items that do not bring you a step closer to your goal. Sit down and think thoroughly about the goals that you wanted to achieve either in a short span of time or for something that is long-term.

You are less inclined to using up the extra money if you stay focused on your goals and how much self-control you need to have in order to definitely achieve them.

Conclusion

It is really tempting to know that you have the extra money in hand after a raise. But with the above-mentioned tips, you now have the choice how are you going to use your money in order to meet both of your short-term and long-term goals.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

Here are the Things that the Market Does Not Care About

600x4002

Periods of either bull or bear market can happen on any occasion. But did you know that the market does not really care about labels or the things that might transpire in any given moment? In this article, you will be presented with a list of what does not the market care about.

  1. The cost basis you made about a certain investment

In reality, the market does not care about how much you have paid for a certain stock. You can pay a stock for a particular price and the market would not even care about it. What matters is that you know how to manage your stock and recover from any losses, especially if you have paid for a stock the wrong price compared to its potential and performance.

  1. The moment you begin investing or your retirement timetable

Unfortunate as it may seem, but the market is not bothered about your investing life cycle. Hence, the period you started to invest your funds in the market as well as your target retirement, or the time you need to withdraw your money. Such timetable solely depends on you and not on the market.

  1. The target amount of returns you are eyeing for

The market does not care about your target returns. If you are looking forward to hitting your financial goals, it will all rely on your investing skills and not on the market itself.

  1. The feelings you feel at the moment

This might be somewhat harsh but the market does not really care about your emotions. It has no sympathy about your feelings – whether you feel scared, nervous, excited or greedy.

What you need to consider in the market is that you do not have to take everything too personal as it can hinder you in making good decisions for your positions. Remember that money is at stake every time you make your move in the market.

  1. The strategy you employ

It does not mean that you have a more complex strategy than the others it makes you better than the others. Strategy is important but what matters the most is that the strategy you have is applicable to the market. The market does not give any sort of bonus award or points for the level of difficulty or sophistication of the strategy you are using.

  1. The quotes you believe and apply in your life

There are a number of great investors out there who can both inspire and motivate you as you are into the field of investing. But you have to remember that these quotes do not matter in the market.

Yes, it might be a good thing that you know such stuff; but the market is reliant on an investor’s performance and not with the number of quotations he or she believes in.

  1. The amount of experience you have in the market

Whether you are a newbie or an experienced investor, the market does not really care about it. Experience may help you with your decisions, but it does not guarantee 100% success rate. It also does not mean that you are a newbie, that you would be a failure in the field of investing.

Conclusion

The above-mentioned items are the things that the market does not really care about. What matters is that you continue to increase your learning about the market and apply it to your trading activity.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.

The Reasons Behind Mergers and Acquisitions

600x4001

You probably have heard of companies announcing acquisitions of other companies or merging with other businesses and you might be wondering why other business owners agree with such offer. It is important to note that the primary motive lie in these simple phrases – and that is to make the most of shareholder wealth.

This post will unearth the other underlying legitimate reasons why mergers and acquisitions happen.

  1. Diversification

There are business firms that aim for diversification or a broader line of business and / or products. Sometimes a company merges with another company (of another industry) to diversify its line of business and / or business. The reason for this is to reduce the impact of that company to its own profitability.

It is like scattering its eggs, instead of putting all in one basket.

  1. Refining Business Focus

Also, there are cases when a company merges with other companies having a deeper and wider market penetration which is essential for business operations. 

  1. Amplify Supply-Chain

When a company decides to buy one of its suppliers, it is able to both eliminate a percentage of costs (margins that the supplier adds to its costs). In addition, a company may also choose to buy one of its distributors for it to cut to a lower cost the shipment of its products. 

  1. Collaboration

This is also considered as synergy. As the Merriam-Webster online dictionary defines the word synergy, it means a combined action or operation which is considered as a mutually advantageous conjunction of elements. When synergy is given emphasis in mergers and acquisitions, the idea is that when businesses combine with one another, the opportunity to increase performance is boosted. It is also a way to decrease costs of a certain company.

Generally, a company will merge with another one if its strengths complement its weaknesses.

  1. Growth

Mergers provide the acquiring company the chance to grow its market share even without putting much effort in doing the work themselves. A company may choose to buy a smaller competing company and authorizing it to produce more products and sell more to its loyal customers.

It can also mean a move to improve the financial stance of a certain company, especially if a company is in a deep financial problem, it may opt to look for another company that is willing to acquire it – just to go out of bankruptcy. 

  1. Eradicate Competition

A lot of mergers and acquisitions activities permit the acquirer to eliminate competition and increase market share of its products’ market. However, in order to convince the target company’s management to accept the offer, a large amount of money is needed.

Conclusion

Mergers and acquisitions happen since companies are after following key reasons: to protect their own business, to improve the strength of their business and to boost business profits. Nevertheless, just like any complex decision mergers and acquisitions can be either successful or disastrous – yet this depends on the strategies put in place by the collaborating companies.

Alright! If you want to be updated with the latest news about the latest market news and updates, subscribe now! Trade12 is here to answer any question regarding online trading, commodities, stocks, technology, and economy. Sign up for an account at Trade12.com or you can even download the Trade12 app. Available for both iOS and Android devices.